What are the Biggest Forms of Personal Debt?

According to a report from the National Audit Office, up to 8.3 million people in the UK struggle to pay off their 6 Vital Steps To Managing Personal Debt and/or household bills. Among an array of circumstances, on the whole, most debt comes about when the cost of living is too high against that of our household income, whether it be the employment of benefit entitlements. What’s more, debt comes in many different forms and with the apparent rise in personal debt in the last few years, many people are looking in ways to consolidate their debt problems.

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How Much Money Should You Have When You Retire?

When we think of retirement, we often think about all the aspects of life that we would like to enjoy without the worry of having to work every day. So, it’s not surprising that we often also ask the question, what amount of money should I be aiming to save for my retirement?

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6 Vital Steps To Managing Personal Debt

Debt is one of the hardest things to successfully manage. When done incorrectly, you can find yourself sliding deeper and deeper into the debt spiral. Store accounts, credit cards, unsecured loans, personal loans, payday loans, when you’re in a pinch, you’ll turn to anything to survive. Sadly, this is the reality for more than a third of people.

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