Glossary of Terms

Pre-Paid Funeral Plan

Benefits of the Guaranteed Funeral Plan

  • Family and friends will not have to make difficult decisions and arrangements at an upsetting time.
  • There is no bill left for them to pay for the services covered by the Funeral Plan - we guarantee to cover these costs for a cremation funeral.
  • If you prefer a burial funeral, we can make arrangements (although the cost is not fully guaranteed).
  • Three individual Funeral Plans give you the option to tailor your Plan to suit your needs. You can also add special requests such as favourite hymns or readings.
  • The funds for your pre paid funeral will be securely held in an Independent Trust Fund that is separately and expertly managed.
  • Dignity - a well established leading UK provider of funeral plans) is registered with the Funeral Planning Authority. This is the official body that ensures all funds are safeguarded and the highest standards of conduct are followed.
  • No one is excluded from the Funeral Plan – the only requirement is that you are over 50 years of age.

Your Guaranteed Funeral Plan doesn’t leave anything to chance. At every step of the way you’re covered by our cast iron guarantee:

1) Your Price Guarantee

The funeral arrangements covered by the pre paid Funeral Plan will be provided at the price you have paid, no matter how far in the future that may be.

2) Your Cremation Guarantee

The Guaranteed Funeral Plan will guarantee to cover the cremation fee, minister’s fees, doctors’ fees and Funeral Director’s service. There will be nothing more to pay.

3) Your 28-Day Full Money Back Guarantee

If you change your mind about the Guaranteed Funeral Plan within the first 28 days of joining, you can cancel. After that time, a cancellation fee of £95 will be deducted from any refunded payments.

Security for your money

Funeral Plan payments will be paid directly into The Trust for Funeral Plans. The Trust places its funds in safe investments, such as Government Gilts and the most secure Corporate Bonds and not the stock market.

The Trust is a legally separate and independent organisation . The funeral director is not paid until after the funeral has taken place.

Spreading the Cost

You can pay monthly from 12 to 60 months or with a single contribution


The Dignity Pre-Paid Funeral Plan is not an investment product.

The money you pay for your plan is paid into the National Funeral Trust – a totally independent Trust Fund with over £180 million under investment, as at December 2011.
The Trust is managed by M&G Investment Management Ltd, one of the most reputable investment firms in the UK, and has the Royal Exchange Trust Company as the Custodian Trustee.
PricewaterhouseCoopers carry out an annual audit of the Trust to ensure that the Trust can meet its obligations.
An Annual Report, showing the Trust’s performance, is available on request.

The Guaranteed Funeral Plan is offered by Advance Planning Limited, a company incorporated in England and owned by Dignity Pre Arrangement Limited (a subsidiary of Dignity plc). Registered office: Advance Planning Limited, 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands B73 6AP. Registered in England, no. 3292336.

Pre Paid Funeral Plans are not Regulated by the Financial Conduct Authority.