A brief introduction to Investment Services

At Financialsmiles we have listened to what you wanted from a website featuring on-line investment.

Research Investments

You can in your own time research the whole market place by using Morning Stars portfolio planner to: compare funds, charges, performance, holdings, build and create your own confidential portfolio.

This is just for information purposes only. Please seek Independent Financial Advice before you make investments.

Risk Profile

As a reminder it is useful to view a scale of risk and we have listed the various categories for guidance only.

 

RISK CHART
Chart
Characteristics
Risk
Venture Capital Trusts
Single Company Stocks
Emerging Markets
Far East inc Japan
Enterprise Investment Schemes
These are high risk investments; some are marketed for tax planning. Therefore your exposure should be limited

High risk—10
Speculative

UK Small Companies
North America and European Equities
Tracker Funds
By spreading your investments throughout this area you could potentially lessen the impact of a downward cycle ,but conversely have some fun in taking advantage of upward trends by moving your portfolio

Medium to High –
Adventurous – 7-9

UK Growth / Income Funds
Managed Funds
Distribution Funds
This area of investment needs to be your medium term strategy where investments are primarily left to grow or to provide some form of income

Medium – Balanced
5- 6

Cautious Managed Funds
Property Funds
With Profit Funds
Corporate Bonds
Your portfolio‘s first exposure to investments, not a lot of risk involved but you should only be investing for the medium to long term

Low to Medium – 3/4

Gilts- and Fixed Interest
Cash Deposit Accounts
Building Society
Bank Deposit Bonds
National Savings

Better than ‘under the mattress‘ your emergency fund again spread some of it about.

Low risk -  Conservative - 1 / 2

 

Risk Scale 1 is low and 10 is high.

 

 

 

 

 

 




Stuart Miles t/a Financialsmiles is an appointed representative of Tavistock Financial Ltd. which is authorised and regulated by the Financial Conduct Authority
FCA No. 226298. To purchase products/services from this site you must be over 18 years and a UK resident.